ProntoPaga promotes SmartRouting in Peru, an innovative product for digital payment security

With a commitment to financial innovation in Latin America, ProntoPaga marks a significant milestone in Peru's payment ecosystem with the implementation of SmartRouting. This technology, designed since its launch to adapt to each country's financial infrastructure, has optimised transaction routing automatically, selecting the best available route in real time.

In Peru, the company is a pioneer in this market solution, becoming the first to enable all active PayOut channels for both bank accounts and wallets. SmartRouting has raised the standards of the payment system in Peru, achieving greater speed, fewer rejections and maximum efficiency and security in PayOuts.

One example is the strategic alliance between ProntoPaga and Yape, the most widely used wallet in the country, which represents an important turning point, allowing payments to be dispersed to this digital wallet on a large scale, with withdrawals of up to S/3,500 per transaction, exceeding the traditional limits of other market solutions. "The integration with Yape is a key step in offering a truly instant, secure and scalable experience. We are committed to continuing to develop technology that allows our customers to grow without friction," said Micha Calmet, Country Manager of the company in Peru.

How do we understand this product?

Let's take as an example one of the leading online gambling and gaming operators in Peru, which recently enabled withdrawals via ProntoPaga for its registered users. Thanks to SmartRouting, each withdrawal request is evaluated in seconds and dispersed via the best available route.

This experience reduces friction, improves loyalty and builds trust, especially during high-traffic events, when thousands of users request payments simultaneously.

What advantages does this technology offer for commerce?

SmartRouting optimises trade efficiency with fewer rejections, greater traceability and a seamless experience. Its API integration is fast and seamless, raising the standards of the Peruvian market.

During the last quarter, SmartRouting has maintained an average success rate of 94.5% in transactions carried out in Peru, a key indicator that reflects the strength and maturity of the technology, consolidating itself in an ecosystem where efficiency and reliability are decisive factors. ‘This solution represents our vision for the future: smart, automated payments tailored to each market,’ added Calmet.

With SmartRouting, ProntoPaga not only responds to the demands of the Peruvian market: it anticipates them. Its adaptability, together with its focus on efficiency and user experience, consolidates the company as a benchmark in digital payment solutions in Latin America.